{"id":1666,"date":"2022-12-19T20:31:07","date_gmt":"2022-12-20T01:31:07","guid":{"rendered":"http:\/\/www.heywardcpa.com\/blog\/2022\/12\/19\/episode-5-what-is-a-financial-advisor\/"},"modified":"2025-07-15T15:21:40","modified_gmt":"2025-07-15T19:21:40","slug":"episode-5-what-is-a-financial-advisor","status":"publish","type":"post","link":"https:\/\/www.heywardcpa.com\/blog\/2022\/12\/19\/episode-5-what-is-a-financial-advisor\/","title":{"rendered":"Episode 05-What is a Financial Advisor and Why You Need One!"},"content":{"rendered":"<figure class=\"video strchf-type-video regular strchf-size-regular strchf-align-center\">\n<div class=\"embed-container\">\n<div style=\"max-width: 100%; position: relative; padding-top: 56.5%;\"><iframe loading=\"lazy\" width=\"200\" height=\"113\" src=\"https:\/\/www.youtube.com\/embed\/QB2nrOw78xM?feature=oembed&amp;t=145s\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen=\"\" title=\"Episode 5-What is a Financial Advisor f. Marcus Fryor, CFP\" style=\"position: absolute; top: 0px; left: 0px; width: 100%; height: 100%;\"><\/iframe><\/div>\n<\/div>\n<\/figure>\n<p>Have you ever wanted expert help with your finances but felt you didn\u2019t have enough money to hire an advisor? Financial advisors aren\u2019t just for the wealthy\u2014they also help everyday people achieve their financial goals.<\/p>\n<p>A financial advisor is a professional who is paid to offer financial advice to clients. Just as you would hire an architect to create a plan for your home, you <a href=\"https:\/\/www.forbes.com\/advisor\/investing\/how-to-choose-a-financial-advisor\/\">hire a financial advisor<\/a> to create a plan for your finances. It\u2019s all about paying someone for the expertise you need to reach specific goals. In this case, a brighter financial future.<\/p>\n<h2 id=\"9tt7o\">Services Offered by Financial Advisors<\/h2>\n<p>The types of services offered by different financial advisors will vary. There\u2019s no one-size-fits-all model, so it helps to understand the common services many professionals offer. All in all, the best financial advisors have a vested interest in the whole of your financial life and will help build a road map for your ongoing financial health. Here\u2019s what you should look for:<\/p>\n<ul>\n<li><strong>Investment advice<\/strong><\/li>\n<li><strong>Saving for college<\/strong><\/li>\n<li><strong>Debt management<\/strong><\/li>\n<li><strong>Budgeting<\/strong><\/li>\n<li><strong>Retirement planning<\/strong><\/li>\n<li><strong>Estate planning<\/strong><\/li>\n<li><strong>Long-term care<\/strong><\/li>\n<li><strong>Tax planning<\/strong><\/li>\n<\/ul>\n<p>The top financial advisors will always be those who offer the depth and breadth of services you both need and will use. When comparing advisors, be sure to also compare their offerings to your current needs and needs you might have in the near future.<\/p>\n<figure class=\"image strchf-type-image regular strchf-size-regular strchf-align-center\"><picture><source srcset=\"https:\/\/images.storychief.com\/account_4563\/image_b5ea3aaa2c23656ecd19e46a9f100749_800.png 1x\" media=\"(max-width: 768px)\" \/><source srcset=\"https:\/\/images.storychief.com\/account_4563\/image_b5ea3aaa2c23656ecd19e46a9f100749_800.png 1x\" media=\"(min-width: 769px)\" \/><img decoding=\"async\" src=\"https:\/\/images.storychief.com\/account_4563\/image_b5ea3aaa2c23656ecd19e46a9f100749_800.png\" \/><\/picture><\/figure>\n<h2 id=\"366cg\">Do I Need a Financial Advisor?<\/h2>\n<p>Now that you know what a financial advisor does and the different capabilities they can offer clients, you probably have a good idea of whether you\u2019d find a financial advisor helpful.<\/p>\n<p>No matter your current financial picture, there\u2019s a type of financial advisory service out there that\u2019s the right fit for your assets and goals. Your next step is doing the research, evaluating your options, and taking the next step toward financial success.<\/p>\n<p><a href=\"https:\/\/www.youtube.com\/watch?v=QB2nrOw78xM&amp;t=145s\">Episode 5-What is a Financial Advisor f. Marcus Fryor, CFP<\/a><\/p>\n<p><!-- strchf script --><script>if(window.strchfSettings === undefined) window.strchfSettings = {};window.strchfSettings.stats = {url: \"https:\/\/jdotheyward.storychief.io\/en\/episode-5-what-is-a-financial-advisor?id=1116485940&type=2\",title: \"Episode 5-What is a Financial Advisor\",id: \"eaaad961-befb-4e27-afb9-74339e14009e\"};(function(d, s, id) {var js, sjs = d.getElementsByTagName(s)[0];if (d.getElementById(id)) {window.strchf.update(); return;}js = d.createElement(s); js.id = id;js.src = \"https:\/\/d37oebn0w9ir6a.cloudfront.net\/scripts\/v0\/strchf.js\";js.async = true;sjs.parentNode.insertBefore(js, sjs);}(document, 'script', 'storychief-jssdk'))<\/script><!-- End strchf script --><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Have you ever wanted expert help with your finances but felt you didn\u2019t have enough money to hire an advisor? Financial advisors aren\u2019t just for the wealthy\u2014they also help everyday people achieve their financial goals. A financial advisor is a professional who is paid to offer financial advice to clients. Just as you would hire &#8230; <a title=\"Episode 05-What is a Financial Advisor and Why You Need One!\" class=\"read-more\" href=\"https:\/\/www.heywardcpa.com\/blog\/2022\/12\/19\/episode-5-what-is-a-financial-advisor\/\" aria-label=\"Read more about Episode 05-What is a Financial Advisor and Why You Need One!\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":1658,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[128],"tags":[129,143],"class_list":["post-1666","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-advisory","tag-heywardcpa-live","tag-personal-finance"],"modified_by":"James E. Heyward CPA","_links":{"self":[{"href":"https:\/\/www.heywardcpa.com\/blog\/wp-json\/wp\/v2\/posts\/1666","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.heywardcpa.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.heywardcpa.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.heywardcpa.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.heywardcpa.com\/blog\/wp-json\/wp\/v2\/comments?post=1666"}],"version-history":[{"count":3,"href":"https:\/\/www.heywardcpa.com\/blog\/wp-json\/wp\/v2\/posts\/1666\/revisions"}],"predecessor-version":[{"id":1758,"href":"https:\/\/www.heywardcpa.com\/blog\/wp-json\/wp\/v2\/posts\/1666\/revisions\/1758"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.heywardcpa.com\/blog\/wp-json\/wp\/v2\/media\/1658"}],"wp:attachment":[{"href":"https:\/\/www.heywardcpa.com\/blog\/wp-json\/wp\/v2\/media?parent=1666"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.heywardcpa.com\/blog\/wp-json\/wp\/v2\/categories?post=1666"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.heywardcpa.com\/blog\/wp-json\/wp\/v2\/tags?post=1666"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}